The Best Piece of Financial Advice I Ever Read!


The older I get, the harder it is for me to avoid comparing myself to others in the same stage of life. Does anyone else feel the slight tug of depression and FOMO after scrolling through social media and seeing what others are doing that you’re not?

It’s the worst.

Every time we pick up our phones, there’s a new post glaring back at us. Your friends are getting married, buying houses, having babies, starting businesses, buying new cars, or living this flashy “insta-ready” life style 24/7. I mean, I don’t know about y’all, but I work wayyy over 40 hours a week, and I still have an old car, rent an apartment, and my Instagram feed is about as exciting as watching the Master’s on TV.

There’s been research that supports the notion that happiness correlates to the amount of money we make and that families who bring home the magical income amount of $75,000 are the happiest. Why? It’s because at that threshold, the families can live just above their means — meaning they’re able to afford daily living expenses while also enjoying life and putting away a bit cash for whatever the future holds.

Cool. Good for them. But what about those of us who aren’t bringing home 75K yearly? We’re destined for doom, I guess.

Just kidding.

Being “happy” or “content” with your money situation is all about being financially independent — not rich. This independence number is different for every one of you and will vary with every situation. But, regardless, it should be a financial goal of ours to become financially independent like those who fall within the $75,000 range. Then, we’ll feel happy and accomplished and adult-like. Maybe.

You, too, could have the cars and the house and the lifestyle if you learn to manage money correctly. But it’s hard to teach an old dog new tricks sometimes. For those of us with a spending problem, I’ve recently read the BEST take on finances that I’ve ever read (and that’s saying something…considering I write about money daily.) Luckily, I’m going to share it with you here.

It’s by Richard Reis who’s finance series on Medium is killer! And his angle on personal finance and saving money is relevant, real, and perfect for the millennial generation. For example, he says being rich “requires thinking long-term.” So, read it and let me know what you think in the comments below! 😊


The article is here: How To Realistically Become A Millionaire


Then, save the article on Pinterest so others can find it, too!


Do you have any money saving tricks up your sleeve?

About The Author

Lauren Hamer

Lauren is the brains behind CaPABLE…and Beyond, founder of LaunchPoint Resume, Cerebral Palsy have-er, and constant chaser of the ‘good life’. Money and Career writer at The Cheat Sheet and occasional freelancer for career, money, and organizational development topics.